Why Bicycle Insurance?

Ride with confidence knowing your bicycle is covered by the specialists. Your bicycle is not just a bike, so why insure with just any insurer?

Protection for your bicycle.
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OUR COVERAGE
• Theft from and away from home
• Malicious damage
• Accidental damage
• Crash damage
• Domestic travel with your bike
• Custom parts & upgrades
• Optional worldwide travel
• Optional lifetime new for old
and more
BIKE VS HOME AND RENTERS INSURANCE
Homeowners and renters insurance might not be providing the coverage you need. Best not to find this out at claims time.
Check our comparison table.
Friends of Balboa Island - EBike SC

We're excited to partner with your trusted local bike store, Balboa Island - EBike SC. We're not just offering insurance; we're a community that understands and protects your passion for cycling.

BIKE INSURANCE VS HOMEOWNERS INSURANCE
Relying on homeowners insurance for your bike?

Bicycle-specific insurance exists because standard home and renters insurance policies may not provide adequate coverage for bicycles. While home and renters insurance typically offer personal property coverage, there are limitations and exclusions that may apply to bicycles, especially high-value or specialty bikes. Here are some reasons why bicycle-specific insurance might be preferable:

Simplify your
decision-making

Coverage
SUNDAYS
HOMEOWNERS
& RENTERS
Theft away from home
Accidental damage
Malicious damage
Domestic in-transit
Bike rack transport
Taxi fare reimbursement
Event entry reimbursement*
Replacement bicycle hire reimbursement*
Medical payments coverage**
Worldwide coverage
Optional
Racing and event coverage
Optional
Lifetime new for old coverage
Optional
Basic plan
$180
Per year (save 20%)
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Business plan
$280
Per year (save 20%)
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Enterprise plan
$480
Per year (save 20%)
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Feature Category
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10
25
Unlimited
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10
25
Unlimited
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10
25
Unlimited
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Sundays vs. Other bicycle insurers

$2000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$5000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
*Dependent on selecting worldwide or racing & event coverage **Not available in New York

Need to claim?We’re here for you

Had an accident? We've got your back. Our team of bicycle claim experts will guide you through the process, ensuring a quick and smooth resolution.

This insurance is distributed by Sundays Insurance, an international specialist cyclist insurer with operations in the USA, the United Kingdom, Australia and New Zealand.

1000 N West Street, Ste 1200 Wilmington, Delaware 19801.


Sundays Insurance LLC NPN #17669712, Producer License Number CA #0K60995, NY #1405598.
This insurance is distributed by Sundays Insurance, an international specialist cyclist insurer with operations in the USA, the United Kingdom, Australia and New Zealand, and underwritten by A.M BEST A+ Rated carrier(s). Sundays Insurance LLC NPN #17669712, Producer License Number CA #0K60995, NY #1405598. 1000 N West Street, Ste 1200 Wilmington, Delaware 19801. This program is currently offered in most states in the USA — View available states. 2024 Sundays Insurance.

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